Monmouth County's Ask The Doctor Early Spring 2021

We provide Adult Day Services For Special Needs Adults (21 years old +) Things You Should Know About Qualifi d Medicare If you’re among the 7.5 million people in the Qualified Medicare Beneficiary (QMB) Program , doctors, suppliers, and other providers should not bill you for services and items covered by Medicare, including deductibles, coinsur- ance, and copayments. If a provider asks you to pay, that’s against the law. The Centers for Medicare & Medicaid Services (CMS) has heard from people with Medicare who report being billed for covered services, even though they’re in the QMB pro- gram. Older consumers have also submitted complaints to the CFPB, reporting that debt collectors tried to collect these types of bills, or sent this information to credit report- ing companies. If you’re in the QMB Program and get a bill for charges Medicare covers: 1. Tell your provider or the debt collector that you're in the QMB Program and can’t be charged for Medicare deduct- ibles, coinsurance, and copayments. If you’ve already made payments on a bill for services and items Medicare covers, you have the right to a refund. Tip: To make sure your provider knows you’re in the QMB Program, show both your Medicare and Medicaid or QMB card each time you get care. You can also give your provider a copy of your Medicare Summary Notice (MSN). Your MSN will show you’re in a QMB Program and shouldn’t be billed. Log in to your MyMedicare.gov account at any time to view your MSN or sign up to get your MSN electronically. 2. If the medical provider won’t stop billing you, call Medi- care at 1-800-MEDICARE (1-800-633-4227). TTY users can call (877) 486-2048. Medicare can confirm that you’re in the QMB Program. Medicare can also ask your provider to stop billing you and refund any payments you’ve already made. 3. If you have a problem with a debt collector, you can sub- mit a complaint online or call the CFPB at (855) 411-2372 . TTY/TDD ers can c ll (855) 729-2372. We'll forward your complaint to the debt collection company and work to get you a response from them. You can download a printer-f i ndly version of this infor- mation to share with friends or clients. You can also visit Ask CFPB to learn about your rights when responding to a debt collector and how to dispute an error on your credit report. Stacy Canan is Assistant Director of the CFPB’s Office for Older Americans. To learn more about our work on behalf of older consumers, visit consumerfinance.gov/olderamericans. Tim Engelhardt is Direct r of the Medicare-Medicaid Coor- dination Office at the Centers for Medicare & Medicaid Ser- vices. Call UsToday For ATour or Info! (732) 845-3332 • Free Door-to-DoorTransportation • Health Evaluations • Bi-Lingual staff • Music & PetTherapy • Educational Programs to assist & encourage independance with activities of daily living • Social Activities • Fabulous food and menu options • Recreation, Exercise,Trips to Museums, Stores, Crafts and more... Serving Monmouth, Middlesex & Ocean Residents 20 1-A Jackson Street Freehold, New Jersey We Offer Something Special Nowhere Else Found In CNJ ForYour Loved One! Active Day Adult Services Medicaid/HMO/DDD

You have always been there for your mom, and now GoldenYears Care is here for you

A S W E A G E

Medicaid/J.A.C.C. Covered Service

Call UsToday For ATour or Info! (732) 851-6640 www.GoldenYearsCareNJ.com • Medical AppointmentTransportation • Around-the-clock attention • Physical & OccupationalTherapy In House • Free Door-to-DoorTransportation • Delicious Food Options (Spanish, Russian, Italian & more) • Onsite & Offsite Activities: (Ping Pong, Zumba, Shopping Excursions, Museums, Crafts,Trips to the Shore and much more) • Onsite Hairdresser Serving Monmouth, Middlesex & Ocean Residents Conveniently off Rt 33 and NJTurnpike Exit 8 108Woodward Rd. Manalapan, New Jersey If your loved one needs care during the day, trust GoldenYears Care to put them in good hands!

ASK THE DOCTOR

EARLY SPRING 2021

12