Princeton's Ask the Doctor March-April 2020

F I N A N C I A L H E A LT H

WHY are supplemental benefits a must these days?

OWN A BUSINESS? This is what supplemental benefits can do for YOU! • Provide an additional level of financial protection when employees and their families face a serious illness or injury • Pay cash directly to policyholder - keeping you the business owner, out of the loan business? • Improve morale by offering more benefits that employees WANT to pay for • Opportunity to give part-time employees benefits that they pay for, but can’t get without you • Attract better employees by having a full “suite” of additional benefits that they can customize for themselves • Wellness incentives to help keep your employees healthy- saving money on major medical premiums in most cases • FREE gifts to each employee during enrollment- even if they choose not to participate! Who doesn’t like free gifts? ARE YOU AN EMPLOYEE? This is what supplemental benefits can do for YOU! Provide an additional level of financial protection when “unexpected” out of pocket costs occur due to an injury or illness • Reduce stress by helping you focus on the issue and not the finances associated with the situation • Give you choices since the cash goes directly to you with no restrictions on how you spend the money • Benefits that you OWN! They go with you if you leave for any reason and the rate doesn’t change. • These benefits do not coordinate with other insurance so you will not receive reduced payments on other coverages. • Get paid to stay healthy Did you know? • 78% of U.S. workers are living paycheck to paycheck • Coverages start at less than $.50 per day • 66.5 percent of all bankruptcies were tied to medical issues —either because of high costs for care or time out of work Ready to take the next step? See how we can help you - INSURANCEBYLYNNGOULD.COM • 609.335.0738 • INSURANCEBYLYNNGOULD@GMAIL.COM Lynn Gould AGENCY DEVELOPMENT MANAGER INSURANCE CONSULTING

www.GuntherPublications.com

Publishing Enterprises, Inc. GUNTHER

35