SBACNJ FAME 2020 Winner's Book

YOU’RE MADE READY OF DETAILED BLUEPRINTS, BIG IDEAS, AND BUILDING YOUR CLIENTS’ DREAM HOMES FROM THE GROUND UP YOU’RE ADE READY OF DETAILED BLUEPRINTS, BIG IDEAS, AND BUILDING YOUR CLIENTS’ DREA HO ES FRO THE GROUND UP In the competitive home building market, you need every edge you can get. So we have one for you - construction-to- permanent financing from Citizens Bank. Our program enables your clients to combine the construction financing and the permanent mortgage into one loan – saving you both time and money. And that’s just one of the ways we help you build your business. • Built — an online portal for managing the draw process during construction that is convenient and easy for both you and your clients. • Direct access to funds — disbursements are paid directly to you. We are focused on making the construction process easier for you and your clients. To learn more, contact Adam. In the competitive home building market, you need every edge you can get. So we have one for you - construction-to- permanent financing from Citizens Bank. Our program enables your clients to combine the construction financing and the permanent mortgage into one loan – saving you both time and money. And that’s just one of the ways we help you build your business. • Built — an online portal for managing the draw process during construction that is convenient and easy for both you and your clients. • Direct access to funds — disbursements are paid directly to you. We are focused on making the construction process easier for you and your clients. To learn more, contact Adam. • Flexibility — your clients can include the lot financing into the construction-to-permanent loan. • Convenience — take up to 18 months for the construction if needed - allowing your clients to lock in the permane t mortgage interest rate in advance. • Flexibility — your clients can include the lot financing into the construction-to-permanent loan. • Convenience — take up to 18 months for the construction if needed - allowing your clients to lock in the permanent mortgage interest rate in advance.

Adam Lepore NMLS ID #404833 Certified C-P Mortgage Loan Officer 732-312-8867 adam.lepore@citizensbank.com lo.citizensbank.com/alepore Adam Lepore NMLS ID #404833 Certified C-P Mortgage Loan Officer 732-312-8867 adam.lepore@citizensbank.com lo.citiz nsbank.com/alepore

Mortgages are offered and originated by Citizens Bank, N.A. Citizens Bank is a brand name of Citizens Bank, N.A. (NMLS ID# 433960) . All loans are subject to approval. Equal Housing Lender. 1211156_HL20_AdamLepore_LOAd_7x5 Mortgages are offered and originated by Citizens Bank, N.A. Citizens Bank is a brand name of Citizens Bank, N.A. (NMLS ID# 433960) . All loans are subject to approval. Equal Housing Lender. 1211156_HL20_AdamLepore_LOAd_7x5

C heers

FAME AWARD WINNERS ! From your friends at Sharbell Development Corp.

www.sharbell.com

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