The Millstone Times February 2020

FAMILY MATTERS

CONFUSED ABOUT WHETHER A REVERSE MORTGAGE IS RIGHT FOR YOU? A reverse mortgage has helped hundreds of thousand of senior homeowners enhance their financial situation. The reverse mortgage can often times be a confusing and complex transaction. I have 29 years of experience exclusively in the reverse mortgage industry and pride myself on educating senior homeowners in every aspect of the reverse mortgage so they can make the right decision. I will gladly meet you, and your trusted advisor, in the convenience of your home to discuss how you may benefit from the reverse mortgage.

LIFE IS BETTER with a personal banker

9-MONTH CD 1.54 % 1.64 % APY** § 12-MONTH CD APY* §

Visit Your Personal Bankers at our Hamilton Branches

2265 Route #33 609.269.1619

1 Edinburg Road 609.269.1616

2465 Kuser Road, Suite 101 609.528.4400

KEN SAWAN Senior Reverse Mortgage Specialist One International Blvd., Suite 900

18 Branches throughout New Jersey and Pennsylvania

Mahwah, NJ 07495 Cell: 330-515-0413 Office: 201-642-4024 NMLS #: 1098456

firstbanknj.com • 877.821.BANK

*The Annual Percentage Yield (APY) of 1.54% is available only on new 9-month certificates of deposit with a minimum deposit of $500. **The Annual Percentage Yield (APY) of 1.64% is available only on new 12-month certificates of deposit with a minimum deposit of $500. §APYs are accurate as of 1/9/20 and are subject to change without notice. CD will automatically renew to the same term with corresponding rates in effect at that time. Eligible for business, personal, and IRA. Withdrawal of interest may reduce APY. Early withdrawal penalty may be imposed. Fees may reduce earnings. Minimum balance of $500 required to earn stated APYs.

Longbridge Financial, LLC, is a licensed mortgage lender NMLS #957935 (www.nmlsconsumeraccess.org)

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