The Millstone Times January 2020

FAMILY MATTERS

CONFUSED ABOUT WHETHER A REVERSE MORTGAGE IS RIGHT FOR YOU? A reverse mortgage has helped hundreds of thousand of senior homeowners enhance their financial situation. The reverse mortgage can often times be a confusing and complex transaction. I have 29 years of experience exclusively in the reverse mortgage industry and pride myself on educating senior homeowners in every aspect of the reverse mortgage so they can make the right decision. I will gladly meet you, and your trusted advisor, in the convenience of your home to discuss how you may benefit from the reverse mortgage.

Life – like the markets – fluctuates. An Envision ® plan adapts. In your financial journey through life, you can’t always see the destination ahead. To navigate life’s twists and turns along the way, we have an investment process built on both adaptive technology and old-fashioned one-on-ones. Find out how an Envision plan can help you plan for tomorrow, today. Call when you’re ready to talk.

Ricardo Rivers, MBA Associate Vice President – Investments

KEN SAWAN Senior Reverse Mortgage Specialist One International Blvd., Suite 900

989 Lenox Drive, Suite 200 Lawrenceville, NJ 08648 Direct: (609) 896-4623

ricardo.g.rivers@wellsfargoadvisors.com fa.wellsfargoadvisors.com/ricardo-rivers

Mahwah, NJ 07495 Cell: 330-515-0413 Office: 201-642-4024 NMLS #: 1098456

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2016, 2018 Wells Fargo Clearing Services, LLC. All rights reserved. Investment and Insurance Products: u NOT FDIC Insured u NOBank Guarantee u MAY Lose Value

Longbridge Financial, LLC, is a licensed mortgage lender NMLS #957935 (www.nmlsconsumeraccess.org)

0218-04890 1119-02308

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