The Millstone Times June 2020

FAMILY MATTERS

Credit Card Terms What is the difference between a fixed APR and a variable APR? Answer: The difference between a fixed APR and a variable APR, is that a fixed APR does not fluctuate with changes to an index. A variable-rate APR, or variable APR, changes with the index interest rate. A fixed-rate APR or fixed APR sets an APR that does not fluctuate with changes to an index. This does not mean that the interest rate will never change, but the issuer generally must notify you before the change occurs, and in most circumstances can apply the higher rate only to purchases and other transactions you make after you get the notice. A variable-rate APR or variable APR changes with the index interest rate, such as the prime rate published in the Wall Street Journal. The cardholder agreement will say how a card’s APR can change over time. You should be able to find a copy of the agreement on your card issuer’s website, and you can request a copy from your card issuer if it is not there. If you have any questions, you should contact your card issuer.

Barlow & Zimmer FUNERAL HOME

Neighbor Helping Neighbor

In Your Time Of Need Friendship And Experience Matter

RICHARD J. ZIMMER • MANAGER- NJ LICENSE # 23JP00458900 J. BRENT BARLOW • DIRECTOR- NJ LICENSE # 23 JP 00282600 • Family Owned and Operated • Traditional and Cremation Services Serving All Faiths • Assistance with Pre-Need Arrangements • Member of the NJ Pre-paid Funeral Trust Fund

202 Stockton Street • Hightstown, NJ 08520 (609) 448-3456 • www.barlowzimmer.com Envision Permanent Makeup Eyebrow Micro Blading By Sandy Marinko

*Licensed Permanent Cosmetic Specialist

Call Now For A FREE Consultation 732-547-0643 (days) Å 732-780-0216 (evenings) Perfect Eyebrows Everyday For Every Aged Person For full, perfect eyebrows shaped for your face. Microblading is a form of permanent make-up tattooing that camouflages missing eyebrow hair. Wake Up Beautiful with Permanent Make-Up! • Lip Liner • Top & Bottom Eyeliner • Camouflage Scars • Full Lip Tinting • Areola Tattooing Find me on

500 Route 33 West • Millstone, NJ

www. TheMillstoneTimes.com 33