The Millstone Times June 2022

FAMILY MATTERS

Investors have survived market swings and corrections before. But a twinge of uncertainty may have you wondering if you should get another opinion to help confirm your wealth is in the right place. That’s why we’ve made it as easy as we can to have a complimentary, face-to-face meeting with a Financial Advisor. Maybe you just want to know if you’re really on track for retirement or if your investments could be better aligned to your goals. Or in the process of working hard for your money, you worry you’ve overlooked some necessary steps to transfer your wealth. Whatever’s on your mind, we’re here to listen, and we’ll help you evaluate your plan. It’s free, and there’s no obligation. Then you can decide if your wealth is getting the care it deserves. Don’t overreact to market swings. Investors have survived market swings and corrections before. But a twinge of uncertainty may have you wondering if you should get another opinion to help confirm y ur w alth is in the right place. Th t’s why we’ve made it as asy as we can to have a complimentary, face-t -face meeting with a Financ al Advisor. Maybe you just want to know if you’re really on track for retirement or if your investments could be better aligned to your goals. Or in the pr cess of working h rd f r your m n y, you worry you’ve o erlooked some necessary steps to transfer your wealth. Whatever’s on your mind, we’re here to listen, and we’ll help you evaluate your plan. It’s free, and there’s no obligation. Then you can decide if your wealth is getting the care it d serves. Don’t overreact to market swings. Investors have survived market swings and corrections before. But a twinge of uncertainty may have you wondering if you should get another opinion to help confirm your wealth is in the right place. That’s why we’ve made it as easy as we can to have a complimentary, face-to-face meeting with a Financial Advisor. Maybe you just want to know if you’re really on track for retirement or if your investments could be better aligned to your goals. Or in the process of working hard for your money, you worry you’ve overlooked some necessary steps to transfer your wealth. Whatever’s on your mind, we’re here to listen, and we’ll help you evaluate your plan. It’s free, and there’s no obligation. Then you can decide if your wealth is getting the care it deserves. Don’t overreact to market swings. Investors have survived market swings and corrections before. But a twinge of uncertainty may have you wondering if you should get another opi ion to help confirm your wealth is in the right place. That’s why we’ve made it as easy as we can to have a complimentary, face-to-face meeting with a Financial Advisor. Maybe you just want to know if you’re r ally on track for retirement or if your investments c ld be b tter aligned to your goals. Or i the process of working hard for your money, you worry you’ve overlooked some necessary steps to transfer your wealth. Whatever’s on your mind, we’re here to listen, and we’ll help you evaluate your plan. It’s free, and there’s no obligation. Then you can decide if your wealth is getting the care it deserves. Don’t overr act to market swings. Ricardo Rive s, MBA First Vice President - Investment Officer 302 Carnegi C nt r, Suite 102 Princeton, NJ 08540 Dir ct: (609) 897-8917 ricardo.g.rivers@wellsfargo dvisors.c m fa.wfa.com/ricardo-rivers CA Insurance # 4008525 Investors have survived market swings and corrections before. But a twinge of uncertainty may have you wondering if you should get another opinion to help confirm your wealth is in the right place. That’s why we’ve made it as easy as we can to have a complimentary, face-to-face meeting with a Financial Advisor. Maybe you just want to know if you’re really on track for retirement or if your investments could be better aligned to your goals. Or in the process of working hard for your money, you worry you’ve overlooked some necessary steps to transfer your wealth. W atev r’s on your mind, we’re here o li ten, a d we’ll help you evaluat yo r plan. It’s free, and there’s no obligation. Then you can deci if your wealth is gettin the care it des rves. on’t overreact to market swings. Investment and Insurance Products: • NOT FDIC Insured • NO Bank Guarantee • MAY Lose Value Ricardo Rivers, MBA First Vice President - Investment Officer 302 Carnegie Center, Suite 102 Princeton, NJ 08540 Direct: (609) 897-8917 ricardo.g.rivers@wellsfargoadvisors.com fa.wf .com/ricardo-rivers CA Insurance # 4008525 Investment and Insurance Products: • NOT FDIC Insured • NO Bank Guarantee • MAY Lose Value Investment and Insurance Products: • NOT FDIC Insured • NO Bank Guarantee • MAY Lose Value Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2020 Wells Fargo Clearing Services, LLC. All rights reserved. CAR-0720-03330 Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2020 Wells Fargo Cle ing Service , LLC. All rights re rved. CAR-0720-03330 Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2020 Wells Fargo Clearing Services, LLC. All rights re erved. CAR-0720-03330 Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2020 Wells Fargo Cle ring Servic s, LLC. All rights reserv d. CAR-0720-03330 Ricardo Rivers, MBA First Vice President - Investment Officer 302 Carnegie Center, Suite 102 Princeton, NJ 08540 Direct: (609) 897-8917 ricardo.g.rivers@wellsfargoadvisors.com fa.wfa.com/ricardo-rivers CA Insurance # 4008525 Investment and Insurance Products: • NOT FDIC Insured • NO Bank Guarantee • MAY Lose Value Ricardo Rivers, MBA First Vice President - Investment Officer 302 Carnegie Cent r, Suite 102 Princeton, NJ 08540 Direct: (609) 897-8917 ricardo.g.rivers@wellsfargoadvisors.com fa.wfa.com/ricardo-rivers CA Insurance # 4008525

rvived market swings and corrections before. But a twinge of uncertainty may have you should get another opinion to help confirm your wealth is in the right place. That’s why easy as we can to have a complimentary, face-to-face meeting with a Financial Advisor. ant to know if you’re really on track for retirement or if your investments could be better als. Or in the process of working hard for your money, you worry you’ve overlooked some o transfer your wealth. ur mind, we’re here to listen, and we’ll help you evaluate your plan. It’s free, and there’s no you can decide if your wealth is getting the care it deserves. overreact to market swings.

Rivers, MBA President - Investment Officer egie Center, Suite 102 n, NJ 08540 09) 897-8917 rivers@wellsfargoadvisors.com

Ricardo Rivers, MBA First Vice President - Investment Officer 302 Carnegie Center, Suite 102 Princeton, NJ 08540 Direct: (609) 897-8917 ricardo.g.rivers@wellsfargoadvisors.com

ts: • NOT FDIC Insured • NO Bank Guarantee • MAY Lose Value by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. All rights reserved. CAR-0720-03330 PETER GRANDICH BRINGS NEARLY 40 YEARS OF BUSINESS EXPERIENCE TO 5HELP FOUNDATION -- Continued from page 35 18-year-old co-founder, Drew Paglia, is currently preparing to graduate high school fromThe Lawrenceville School and begin his college studies in the fall. With this tran ition occurring, he r cognizes the need to bring in a seasoned professional whom he trusts to help him fulfill his goal of bringing 5Help chapters to schools and colleges across the country. m/ricardo-rivers nce # 4008525 fa.wfa.com/ricardo-rivers CA Insurance # 4008525

“We intend to still have 100% of all individual donations go towards helping others, which has not been an easy feat as costs for website development, having our own fundraising platform, accounting costs and promotional items for volunteers continue to mount,” he continued. “My parents have personally funded our entire back-end op erations, and we have worked from our home and utilized our garage space as well as the house of Tim’s mother. This has worked out great to keep our costs relatively low, but we have been inhibited by the space and manpower we have at our disposal. We

Investment and Insurance Products: • NOT FDIC Insured • NO Bank Guarantee • MAY Lose Value

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2020 Wells Fargo Clearing Services, LLC. All rights reserved. CAR-0720-03330

currently support over 50 other nonprofits and governmental agencies, and with school and other extracurricular activities, it has been a lot to manage and support with no working budget. We are excited that Mr. Grandich will take on a big role in 5Help so we can rapidly scale and help even more people in need.” While this evolution will bring new developments to 5Help, Paglia confirmed that the core principles of the foundation will remain the same. “We intend to still have 100% of all individual donations go towards helping others, which has not been an easy feat as costs for website development, having our own fundraising platform, accounting costs and promotional items for volunteers continue to mount,” he continued. “My parents have person ally funded the entire back-end, and we have worked from our home and utilized our garage space as well as the house of Tim’s mother. This has worked out great to keep our costs relatively low, but we have been inhibited by the space and manpower we have at our disposal. We currently support over 50 other nonprofits and governmental agencies, and with school and other extracurricular activities, it has been a lot to manage and support with no working budget. We are excited Mr. Grandich will take on a big role in 5Help so we can rapidly scale and help even more people in need.”

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