The Millstone Times November 2019

FAMILY MATTERS

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Today Schwab offers commission-free online stock, ETF, and options trades, 1 with no minimums. With others following us to $0, you might ask, why choose Schwab? Only we have a 45+ year mission to make investing easier and affordable for all, award-winning service and superior value.

Oh, and our $0 comes with a Satisfaction Guarantee. 2 Does theirs?

Schwab

E*TRADE TD Ameritrade

J.P. Morgan

Fidelity

Yes

No No

No No

If you’re not happy for any reason, Schwab will refund your eligible fee and work with you to make things right.

To learn more about our modern approach to wealth management, contact Rebecca Proske in Freehold at 732-298-6380 | schwab.com/freehold Sean Demming in Princeton at 609-497-3619 | schwab.com/princeton CLICK VISIT CALL

Wealth Management at Charles Schwab PLANNING | PORTFOLIO MANAGEMENT | INCOME STRATEGIES

Schwab is rated #1 for Customer Service by Investor’s Business Daily.

1 The standard online $0 commission does not apply to large block transactions requiring special handling, restricted stock transactions, trades placed directly on a foreign exchange, transaction-fee mutual funds, futures, or fixed income investments. Options trades will be subject to the standard $.65 per-contract fee. Service charges apply for trades placed through a broker ($25) or by automated phone ($5). Exchange process, ADR, foreign transaction fees for trades placed on the US OTC market, and Stock Borrow fees still apply. See the Charles Schwab Pricing Guide for Individual Investors for full fee and commission schedules. Multiple leg options strategies will involve multiple per-contract fees. 2 If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”) or Charles Schwab Bank (“Schwab Bank”) will refund any eligible fee related to your concern within the required timeframes. Schwab reserves the right to change or terminate the guarantee at any time. Go to schwab.com/satisfaction to learn what’s included and how it works. Wealth Management refers to a number of different products and services offered through various subsidiaries of The Charles Schwab Corporation. See Schwab.com/wealth. From Investor’s Business Daily, January 28, 2019, ©2019 Investor’s Business Daily, Inc. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. ©2019 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (1019-95th) ADP108577-00 SCH878-21 (10/19)

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