The Millstone Times November 2020

Our Continuum of Care Commun Our Contin um of Care Co mu Our Continuum of Care Comm Our Co tinuum of Care Co

Monroe Township News | As We Age

Ready to take the THE GREEN HOUSE® APPROACHTO NURSIN Meaningful Life • Real Home • Empo THE GREEN HOUSE® APPROACHTO NURS Mea ingful Life • Real Home • Em TH GREEN HOUSE® APPROACHTO NU Meaningful Lif • Real Home • E THE GREEN HOUSE® APPROACHTO Meaningful Lif • Real Home Morris Hall Senior Campus shared with St. Lawrence Rehabilitation Center READY TO TAKE THE NEXT STEP?

St. Mary’s Assisted Living Ready to take the next step?

Grace Garden Memory Care Assisted Living

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Located in Lawrenc For more information, please visit or contact us at mhadmissions@mor St. Joseph’s Skilled Nursing St. Joseph’ Skilled Nurs St. Jos Skilled N St St. Joseph’s Skill d Nursing Morris Hall M adows

St. Mary’s Assisted Living

St. Mary’s Assisted Living

St. Mary’s Assisted Living St. Mary’s Assisted Living

St. Mary’s Ass sted Living

Grace Garden Memory Care Assisted Living

Grace Garden Memory Care Assisted Living

Grace Garden Memory Care Assisted Living

Grac Garden Memory Care Ass sted Living

Located in Lawrenceville, NJ For more information, please visit us at www.m or contact us at mhadmissions@morrishall.org or Located in Lawr nceville, NJ For more information, pl ase visit us at www or con act us at mhadmissions@morrishall.org Located in Lawr nceville, For m e information, pl ase visit us at or cont ct us at mhadmissions@morrishall.o Located in Lawrencev For more inf rmation, please visit us or contact us at mhadmissions@morrish Skil Campus shared with St. Lawrence Re Located in Lawrenceville For more information, please visit us at or contact us t mhadmissio s morrishall Located in Lawrenceville, NJ • For more information, please visit us at www.morrishall.org or contact us at mhadmissions@morrishall.org or 609.895.1937 Located in Lawrenceville, NJ For more information, pl ase visit us t www.morrish ll.org or contact us at mhadmissions@morrishall.org or 609.895.1937 Grace Garden Memory Care Assisted Living Campus shared with St. Lawrence Rehabilitation Center Things Y u Sh uld K ow About Qualified M dicare If you’re among the 7.5 million people in the Qualified Medicare Beneficiary (QMB) Program , doctors, suppli- ers, and other providers should not bill you for services and items covered by Medicare, including deductibles, coinsurance, and copayments. If a provider asks you to pay, that’s against the law.

The Centers for Medicare & Medicaid Services (CMS) has heard from people with Medicare who report being billed for covered services, even though they’re in the QMB program. Older consumers have also submitted complaints to the CFPB, reporting that debt collectors tried to collect these types of bills, or sent this informa- tion to credit reporting companies. If you’re in the QMB Program and get a bill for charges Medicare covers: 1. Tell your provider or the debt collector that you're in the QMB Program and can’t be charged for Medicare deductibles, coinsurance, and copayments. If you’ve already made payments on a bill for services and items Medicare covers, you have the right to a refund.

Tip: To make sure your provider knows you’re in the QMB Program, show both your Medicare and Medicaid or QMB card each time you get care. You can also give your provider a copy of your Medicare Summary Notice (MSN). Your MSN will show you’re in a QMB Program and shouldn’t be billed. Log in to your MyMedicare.gov account at any time to view your MSN or sign up to get your MSN electronically. 2. If the medical provider won’t stop billing you, call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users can call (877) 486-2048. Medicare can confirm that you’re in the QMB Program. Medicare can also ask your provider to stop billing you and refund any payments you’ve already made. 3. If you have a problem with a debt collector, you can submit a complaint online or call the CFPB at (855) 411-2372 . TTY/TDD users can call (855) 729- 2372. We'll forward your complaint to the debt collection company and work to get you a response from them. You can download a printer-friendly version of this information to share with friends or clients. You can also visit Ask CFPB to learn about your rights when responding to a debt collector and how to dispute an error on your credit report. Stacy Canan is Assistant Director of the CFPB’s Office for Older Americans. To learn more about our work on behalf of older consumers, visit consumerfi- nance.gov/olderamericans. Tim Engelhardt is Director of the Medicare-Medicaid Coordination Office at the Centers for Medicare & Medicaid Services.

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