The Millstone Times November 2021

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Financial Health Includes Your Credit Score By, Lauren Kowlacki Credit scores are an important part of your financial health. Good credit can unlock many savings and benefits, including access to loans and credit cards with the most favorable terms. A high score of over 800 gives you access to the lowest interest rates on the market, which saves you money.

Some employers are even beginning to run credit checks to see if you can be trusted with company finances or assets. If you have a history of not being financially responsible, you may run into problems finding work. Without a good credit score and history, the experts say, it's more difficult to qualify for a mortgage or car loan – and more expensive, too, because you won't get the best interest rates. In many states, bad credit can even raise your insurance premiums, cost you a rental apartment, or make it harder to get hired. Do you have an excellent credit score? A good credit score is used for more than just getting a credit card or a loan. Credit scores demonstrate your history of paying your debts to entities that loan you money. You can check out your credit score at annual credit report.com to get a free report.

22 The Millstone Times

November 2021