Bulletin Board Magazine May 2016

We’re Planning For A Greener Future

At DW Smith Associates, LLC we have been “thinking green” since 1965. Our projects range from residential communities to large scale planned developments, commercial malls and industrial park facilities of all types. Our trademarked GREENGINEERING® process allows us to work with nature in any environment to develop a sensitive design while meeting your deadlines and budget. DW SMITH ASSOCIATES, LLC Engineering • Planning • Surveying Environmental Services • Landscape Architecture GIS • Community Association Services Jennifer Nevins • Tim Lurie • Tom Murphy (732) 363-5850 • www.dwsmith.com • info @ dwsmith.com 1450 State Route 34 Wall Township, NJ 07753

Protect your buyers fromfluctuating interest rates as they build your their home

Lock it down

Our exclusive Builder Best ® Extended Rate Lock program can help protect your buyers from changing interest rates. With a required, non-refundable extended lock fee, they can lock down a range of interest rates and focus on what really matters most — building their new home.

What if interest rates rise? Your buyers’ interest rate is protected. Lock in your interest rate range anywhere from 5 to 24 months depending on the type of loan they select. What if interest rates drop? Your buyers have options. They may be qualified for a one-time float down option to a lower rate or a different loan program. Talk to us about this possibility.

Proud supporter of the Jersey Shore Builder Association. Contact us today to learn more about our programs and products.

Proud Master Sponsor since 1997

Danielle Cecchini BranchManager 732-914-3098 danielle.p.cecchini@wellsfargo.com NMLSR ID 175244

MarkWard BranchManager 732-933-5601 mark.ward@wellsfargo.com NMLSR ID 624105

Nicole Perrone BranchManager 732-933-5660 nicole. m .perrone@wellsfargo.com NMLSR ID 235881

This information is for real estate, builder and financial planning professionals only and is not intended for consumer distribution Information is accurate as of date of printing and is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N. A. © 2016Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS2148479 Expires 08/2016

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