Monmouth County's Ask The Doctor July/August 2019

F I N A N C I A L H E A LT H

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989 Lenox Drive, Suite 200 Lawrenceville, NJ 08648 Direct: (609) 896-4623

ricardo.g.rivers@wellsfargoadvisors.com fa.wellsfargoadvisors.com/ricardo-rivers

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2016, 2018 Wells Fargo Clearing Services, LLC. All rights reserved. InvestmentandInsuranceProducts: u NOTFDICInsured u NOBankGuarantee u MAYLoseValue

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*AnnualPercentageYields (APY)areaccurateasof07/03/2019andassumes interest remainsondeposit.Limited timeonly.Rates, terms,andconditionsaresubject tochangewithoutnoticeandmaybewithdrawn atany time.Penalty forearlywithdrawalmay reduceprincipal. Feesmay reduceearnings.Withdrawalof funds,earlyoruponmaturity,byo cial checkorwire is subject to currento cial checkoroutgoingwire fee. IRSpenaltiesmayapply forearlywithdrawal froman IRAaccount, consultyour taxadvisor formore information.NewMoneyOnly.O ersavailable fornewaccountsopenedwith funds from sourcesother than GrandBankdeposits.$1,000minimumbalance required toopenandearnAPY.Additionaldepositsof$100ormore, to themaximumaccountbalanceof$500,000, canbemadeatany timewithoutextending the maturitydate.Noaccountopeningormaintenance fees.Daily compoundingof interest tomaximizeyourearningpotential.Consumer,Business,Nonpro t,and IRAAccountswelcome.FullyFDIC insuredup to the maximumamountpermittedby law, safeand secure. *** Interest bearing account. No minimum to open account. No qualifications. No minimum balance required to earn .75% Annual Percentage Yield. Accurate as of 05/25/2017. Rate guaranteed through May 31, 2018, after which rate may

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