Bulletin Board Magazine 2020, Volume 2

Bulletin Board Magazine is the official publication of the Shore Builders Association of Central NJ.

VOLUME 2 | 2020 Bulletin Board The Bui lder Connection

SBACNJ Celebrates 75th Anniversary

Payroll Protection Program

The 2020 Real Estate Market

FAME 2021

The COVID-19 Lumber Cost Crisis

Covering Monmouth, Ocean, Mercer, & Middlesex Counties

Association of Central NJ, Inc.

XXXXX President’s Message

PRESIDENT'S MESSAGE Navigating Together by Christopher Amato - SBACNJ

Christopher Amato President - SBACNJ

A s we started putting this issue of Bulletin Board together I took a moment to reflect on how all of our positive efforts to adjust our business model and manage the Association differently during the pandemic in the second quarter have created value for our members and how those efforts are being pushed forth through the end of the year. Our focus on providing value to our members has always been through networking and advocacy; however, this year has shown how emotional support during times of uncertainty can be a valuable component of Association membership. Sharing best practices, connecting with colleagues through video chat, and sharing advice and experiences with one another during this time has been an unexpected benefit that has become part of the overall Association experience for many of our members. One of the things that has helped me navigate all that the pandemic presented was knowing I could video chat or connect virtually with any of my friends or colleagues from the Association. We are all in the same boat, and there were times when it was me reaching out to someone for support, and other times it was them reaching out to me. Either way, knowing I was navigating these ominous waters with other members by my side and my network of like-minded colleagues made all the difference.

The advocacy in Trenton provided by the New Jersey Builders Association, as well as our many volunteer committee members in Legal and Legislative, after the shutdown in March led to our industry being included on the “essential” list. This advocacy gave us the ability to continue building in the state of New Jersey and was detrimental to bringing us to the moment we are in now: a viable, thriving building industry. As we face other challenges such as materials availability and costs, our advocacy as an Association will continue in both the local and state arenas. Keeping our local Association members engaged in our initiatives during lockdown and beyond has taken a huge effort, and I would like to thank our staff, committee members, and volunteers for all of their creativity, insight, and efforts to help us continue to provide events both virtually, and in person these past several months. Keeping committees and colleagues connected via video meetings like Zoom and Microsoft Teams has enabled us to provide Lunch & Learn programs, virtual Happy Hours, and virtual committee meetings to continue planning for future events. We have even had several in-person, socially distanced networking events, including our Annual Golf Outing in September and Oktoberfest. Without the support of our

sponsors, these programs would have been extremely difficult, so let’s all thank our sponsors for their amazing support, especially now. Through all of this, new members continue to join our Association, which is not surprising to me. Their input with fresh eyes has helped me come to realize that every day we are demonstrating the value of our Association through our network, advocacy, and support whether it is virtually or in-person. Our new members are finding that aside from the initial value of networking, it’s the value of the advocacy that has been most important to them. In addition, the educational and philanthropic initiatives that our Young Professionals and Professional Women in Building are providing through their work with community organizations has been of tremendous value to both new and existing members. With all the uncertainty about what the next several months will bring, the one thing I know for sure is that our members are stronger because we are navigating this together.

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C ontents 01 President's Report by Christopher Amato 05 ProfessionalWomen In Building Update 07 Welcome New Members VOLUME 2 | 2020

EDITORIAL CONSULTANT Flair Marketing Group - Stephanie Shaffery

DESIGNER Flair Marketing Group

OFFICERS President – Christopher Amato

First Vice President – James Pittenger

Vice President of Associates – David Eareckson, PE

Treasurer – Jim Franklin

09 Shore Builders Association Celebrates 75th Anniversary 15 The LastWord On The Payroll Protection Program… Well At Least In 2020! by Bill McNamara CPA, CCIFP ® , The Curchin Group, LLC 19 Sponsor Spotlight Thermatru By Reeb 23 The 2020 Real Estate Market: Is This The “New Normal”? by Suzzane Kronenfeld, Director of New Homes and Luxury Properties Keller Williams Realty 27 SBACNJ Event Recap 31 FAME 2021! by Stephanie Shaffery, Flair Marketing Group 33 Calendar Of Events 35 Builder Spotlight: Arvo Prima – BEAM Award Winner 37 Associate Member Spotlight:Tile It & More 41 Legal/Legislative by Michael J. Gross, Esq., Steven M. Dalton, Esq. and Linda M. Lee, Esq. 49 The COVID-19 Lumber Cost Crisis by Michael Kurpiel, CGA, CGP

Secretary – Stan Graser

General Counsel - Michael J. Gross

Immediate Past President – Michael J. Kokes

SBACNJ STAFF Executive Officer – Gina McNamara

Office Manager – Christine Boyle

The Bulletin Board magazine is published quarterly and is distributed to the membership and others.

eMagazine by member company Flair Marketing Group stephanie@flairmg.com

Unless otherwise noted Photography by member company: All is Sharp Photography Howell, New Jersey Photos can be viewed and ordered online at allissharp.com

75 Continuous years of publication to our members


Interested in Joining SBACNJ?

CLICK HERE As a Builder

CLICK HERE As an Associate

CLICK HERE As a Remodeler

190 Oberlin Avenue North Lakewood, NJ 08701 | P (732) 364-2828 | F (732) 905-2577

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PWB Update


T he PWB of the Garden State continues to support the Collier Youth Group Services during this challenging time. They have spent the months of the lockdown and beyond keeping in touch with the director of Collier and are currently working on Cash for Collier. This donation drive is to make it easy for our members to donate cash via Paypal or Venmo. If you can help, please visit either the Paypal

HOPEWalk – Virtual & Organically In-person!

We would also like to give a HUGE shout out to Bill McNamara and Kevin Donovan for donating their winnings from our golf outing 50/50 to our HOPE Walk Team "Too Inspired To Be Tired". Thank you for supporting HOPE Sheds Light and helping us meet our goal!

On September 12th our Professional Women in Building walk team, “Too Inspired to be Tired” participated in the Virtual HOPE Sheds Light Walk for Hope. A few of our members did hit the Seaside Heights boardwalk in an impromptu in-person walk that was much scaled down from previous years. Our walk team was able to raise $1,625.00, well over their $1,000 goal.

or Venmo links below to help make the holidays a little brighter for the girls at the Youth Group Home. Thank you for your continued generosity!

Thank you to everyone who donated & supported this year's PWB Walk team.

Congratulations PWB President, Georgette Kyriacou!

Georgette Kyriacou was chosen as one of the 2020 Phenomenal Woman Under 40 by the Girl Scouts of the Jersey Shore. Many of our members were on hand to help celebrate this achievement on September 23rd. Congratulations Georgette!

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PWB In-Person Meetings

On October 20th, our PWB held their first in-person meeting and Happy Hour at PWB Social Media Chair Kristin Marzarella’s house in Wall Township. It was an exciting meeting because it was the first one PWB President Georgette Kyriacou ran since returning from her six-month Air Force deployment in Kuwait. On November 10th, there was a hybrid Zoom and in-person meeting held at All County Exteriors location in Lakewood. Anyone interested in attending the meeting as a guest, please contact the SBACNJ office 732-364-2828.

Even during COVID-19 Shore Builders Association of Central NJ provided value to me and my company. The most valuable thing during this pandemic was being able to see my clients and fellow associate members at the outdoor and socially distanced networking events. I attended every one of them and felt very safe doing so! It gave me a feeling of normal in this “abnormal” we are living in. I have even made a few new contacts which I am also grateful for and was able to talk to them about how important membership is.


- Kim Manicone, USI Insurance Services

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WELCOME New Members We would like to take this opportunity to welcome the following new members and thank their sponsor.

Caliber Home Loans Samuel Pauls 343 Thornall Street, Suite 550 Edison, NJ 08837 (908) 803-1060 Sponsor: Michael Borodinsky Caliber Home Loans Peter Primavera Partners Peter Primavera PO Box 98 Summit, NJ 07901 (908) 499-2116 Sponsor: Mike Gross Giordano, Halleran & Ciesla SJS Specialty Company Mike Strycharz 10 Eastwood Blvd Manalapan, NJ 07726 (732) 613-0080 Sponsor: Stacey Kavanagh Provident Bank Andre Leonardo Homes Andre DiStefano 77 Larchwood Avenue West Long Branch, NJ 07764 (908) 489-9754 D.R. Mon Group, Inc. Dean Mon 1030 Broad Street, Suite 101 Shrewsbury, NJ 07701 (732) 720-9299 iStar Brian Cheripka 1101 Ocean Avenue, 3rd Floor Asbury Park, NJ 07712 (732) 774-1143 Sponsor: John Cummins K. Hovnanian

Matrix Fitness Equipment Lisa Korcz 7 Hyacinty Court Cream Ridge, NJ 08514 (917) 533-2345 Sponsor: Susan Bernstein Lennar ALPS Surfacing John Quense

Ricciardi Brothers Paints and Decorating Jason Katz 6521 Route 9 North Howell, NJ 07731 (732) 370-0980 Subzero Group Mid-Atlantic Pat McIhenny 4050 South 26th Street Philadelphia, PA 19422 (215)-279-6264 Sponsor: Matt Bella James Hardie Building Environmental Strategies & Applications Marc Bunting 495 Union Avenue, Suite 1D Middlesex, NJ 08846 (732) 469-8888 Carter Lumber Mike Kurpiel 53 Maidenstone Dr Ocean, NJ 07712 (732) 232-6451 Advisors Mortgage Group

500 Memorial Drive Somerset, NJ 08873 (908) 581-5755 Sponsor: Brian Maffia General Plumbing Supply Law Offices of Gary S. Forshner Gary Forshner PO Box 3086 South Amboy, NJ 08879 (609) 577-2121 AZEK Building Products Robert Miscia 1330 W. Fulton Street, Suite 350 Chicago, IL 60607 (201) 247-1911 Sackman Enterprises Anthony D’Amore 513 Cookman Avenue Asbury Park, NJ 07712 (732) 774-1330 Tailored Living of Princeton Todd Kerekes

Timothy Ford 2899 Route 35 Hazlet, NJ 07730 (732) 859-3833 W. Allan Consulting William Allan 26 Kimberly Court Manalapan, NJ 07726 (848) 482-1300 Whirlpool Corp Jeanne Tomlinson 2000 M-63 Benton Harbor, MI 49022 (609) 325-6379

1589 Reed Road, Unit 8 Pennington, NJ 08534 (609) 337-4434 Sponsor: Chris Amato CMM Custom Homes Tom’s Ford Robert Keenan 200 Highway 35 Keyport, NJ 07735 (732) 264-1600

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Be sure to save the dates for these important upcoming programs: Click here for Shore Builders Events






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SBACNJ Celebrates 75th Anniversary

Shore Builders Association CELEBRATES 75 th ANNIVERSARY

2020 is definitely not the year any of us thought we would be living when we brought in the new year with friends and family last January. We have experienced challenges like no other, and through it all, our members, sponsors, and colleagues remain dedicated to the spirit of the Association that has kept SBACNJ an integral piece of our industry, serving Monmouth, Middlesex, Mercer, and Ocean counties since 1945. When a builder or associate is a member of SBACNJ, the public knows that these companies are trusted, well regarded,

experienced building industry professionals. Over the years we have connected with a variety of local organizations and have provided support to the communities we serve. This is a time-honored tradition that our members continue to embrace and are enthusiastic about, as demonstrated by our Young Professionals Committee and our Professional Women in Building council. On the following pages, we proudly share with you just a bit of the history of our Association. We hope that you enjoy taking a trip down memory lane with us. These images and past

magazine covers have been shared weekly in our MemberLinks email newsletter. Some of you may recognize the faces and e vents in these pictures (some of you may even be in them!), and for the newer members, we hope that you can get a feel for how important this Association has been to the welfare of our industry for the past 75 years. We are looking forward to celebrating our anniversary at the Gala on Friday, October 15, 2021 at the Spring Lake Manor, so save the date!

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SBACNJ 75th Anniversary Continued

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Payroll Protection Program

The LastWord on the Payroll Protection Program…WELL AT LEAST IN 2020! by Bill McNamara CPA, CCIFP ® ,The Curchin Group, LLC

William C. McNamara CPA, CCIFP ® The Curchin Group, LLC

If you are reading this, congratulations on surviving. 2020 is the benchmark of change and chaos highlighting that survival and success favored those prepared. The PPP loan program saw the issuance of more than 4.9 million loans to small businesses around the U.S. Many business owners may be numb about the news and latest revisions impacting this loan program. So, I am not going to spend any time talking about the history, rumors, promises and supposed fixes; rather we will just highlight some key concepts and considerations. Bear in mind, this article is being drafted prior to November 3, 2020. What changes will we see between then and Wednesday, January 20, 2021? This article will not speculate on a subject with such a large margin of uncertainty and unpredictability.

• 24 weeks - not 8 weeks – that’s your spend period for the funds received. You may spend that on payroll or other qualified expenses like rent and interest. Your mix is 60% payroll and 40% other. o A planning point and an option to consider - calculate the full payroll you expended over the 24-week period. If you have enough eligible payroll costs, document that and keep the support for the other charges in case of audit or disqualification of payroll incurred. This sets up a plan B should you • The amount of loan forgiveness is discounted by two calculations. First is a determination if your businesses have less average weekly full-time equivalent employees measured during the applicable periods. Second, the loan forgiveness application will test whether full-time salaried employees absorbed more than need to appeal or provide additional documentation for loan forgiveness.

a 25% pay decrease during the covered periods. Pass these two tests and you have spent the finding dollars according to thresholds above and the loan is 100% forgiven. o Both calculations require some math and a good spreadsheet.

Visit this AICPA website for a free detailed worksheet: https://www. pppforgivenesstool.com/

• What type of documentation is going to be required? Think in the terms that more is best. Each lender will provide their own interpretation of what they wish to see but never hesitate to go beyond. This is not an exercise of limiting scope or questions, rather this is an exercise to overwhelm and eliminate any vagueness of doubt. Build a time capsule in case the Small Business Administration comes calling in the future. Memorialize key management decisions and thought processes, memories fade. Pack it away in a safe space.

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o Paper files versus computer files? It does not hurt to have the company’s source documents for this issue maintained in multiple formats and media. • The loan application process will be online with the lender who funded you. Look for announcements that the application submissions are now being accepted. If you are unsure or think you have lost track, call your lender. Keep updating your key financial professionals. Call the accountants or the bankers. Leverage their current experience to ensure timely submittal and completeness. o While this statement is self-promotion,

• The loan forgiveness approval clock starts once the lender receives a completed forgiveness application from you. The lender has 60 days to process and issue their opinion on forgiveness to the SBA. The lender has four choices in classifying forgiveness. 1) Approved in Full 2) Approved in Part 3) Denied) 4) Denied without prejudice. While seemingly straight forward, there are two items to be concerned about. An approval in part is a further reduction of the actual amount of the loan forgiven. As an example, your business received $10,000 in funding, because of facts and circumstances you calculate a loan forgiveness amount of $9,000. You indicate that $1,000 should be converted to a loan. Approval in part means the lender is denying an amount greater than $1,000. Maybe they are denying an additional $1,000, so your business would be left with a loan of

$2,000. The SBA receives one of the four decisions issued by the lender for your loan and has 90 days to conduct an SBA loan review and then notify the lender of its acceptance of the lender’s classification. However, the SBA may have independently selected your loan for review for audit outside of the loan forgiveness process. If that occurs, the lender must deny without prejudice your application. Until the results of the SBA audit are concluded, the clock stops ticking on your loan forgiveness application. o Should loan forgiveness become a dispute, appeals can occur provided the issue is raised in a reasonable period of time. In writing to the lender within 30 days when the lender issues the denial. A subsequent SBA denial, after receiving an approval from the original lender, can be appealed to the SBA’s Office of Hearings and Appeals within 30 days as well. Continued ›

you must have your business CPA engaged in this process and provide him timely updates of your usage of funds and forgiveness application process. Allow him time to review and select what’s documented, how much and for when.

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Payroll Protection Program

o Currently the SBA has not issued guidance on how they will select loans for review. Treasury Secretary Steven Mnuchin has restated his “audit” position to that of a “review” will be conducted for all loans over $2,000,000. What that may entail is speculation today. However, we do know that the Treasury has issued a simplified loan forgiveness application “Form 3508-EZ “for borrowers whose loans are $50,000 or less. If you have not already submitted your loan forgiveness application, you may not receive a determination in time for issuing your company’s year-end financial statements. If that occurs, you cannot anticipate acceptance and therefore must reflect the PPP loan proceeds as a term note, with both short- and long-term portions classified and disclosed in your annual financial statements. Once loan forgiveness is achieved and acknowledged, you will reclassify the debt component of your loan to forgiveness income reported on your statement

o A tax planning point is raised here as well. When do you want to record debt forgiveness? Do you want to reflect it in 2020 operations? Maybe, maybe not. 2020 tax rates for corporations are capped at 21%. In which year will your company have higher taxable income? What will the tax rates be for 2021? Who will be President? I don’t know. The prudent approach is to be flexible and prepared. Calculate your loan forgiveness, speak with your lender and review the options with your trusted financial advisor. Stay prepared and stay informed.

of operations below the line of income from operations in the reporting period when the loan forgiveness is approved. o Review the Financial Accounting Standards Board ASC-470 for technical guidance on presentation and disclosure. • As we go to publication, the tax bite for the program is still a certainty. While the proceeds of the loan program are 100% tax free, the salaries and other qualified expenses used in calculating forgiveness are no longer deductible. The IRS notice number 2020-32 clearly requires the reduction of current period expenses for any amounts used to obtain debt forgiveness. The override for this will require an exemption approved by both the House of Representatives and the Senate. Post-election day drama to follow.

We were in the process of building three multi-family townhouse projects when Covid-19 struck. Through my SBACNJ membership, I was able to access a free Covid-19 safety program which incorporated the CDC guidelines. Our company created project- specific Covid-19 safety plans and required each of our subcontractors do the same. By acting quickly and utilizing the information provided by the Association, we have not had one reported case of Covid-19! This is important to ensure the residential building industry does not lose the “essential status” should there be reported industry specific spike in infections.


Jim Franklin, Builder Member

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2020 Real Estate Market

THE 2020 REAL ESTATE MARKET: Is this the “new normal”? by Suzzane Kronenfeld, Director of New Homes and Luxury Properties KellerWilliams Realty

Suzzane Kronenfeld Director of New Homes and Luxury Properties Keller Williams Realty

R emember late winter 2020? It seems like a lifetime ago, but the real estate market was on robust footing with buyers facing low inventory, low mortgage rates and no snow in this area that would hamper buyer traffic. (for those who think the “spring” market starts in the spring, it starts the weekend after the Super Bowl. And the best weekend for traffic? The weekend before the Super Bowl-since there are no games scheduled, it turns out to be a great weekend for open houses!). Then Covid-19 hit, and builders and resale agents alike were forced to rethink how buyers were going to see homes and how sellers were going to list their homes. Rules for showing homes were put into place and technology took over. Buyers viewed homes online, sellers took videos for their agents so their homes could be listed, and the market kept moving. Housing inventory remained low and an abundance of buyers, many who were moving to NJ from out of state, created multiple bids (and an increase in pricing) with buyers so anxious to win the bid they were forgoing inspections and appraisals in order to make their office more attractive. It is now the fall and builders and resale agents have figured out how to safely open sales centers and manage public open houses. Inventory is still low (there is a segment of the

market that still is not comfortable opening their homes to the public), mortgage rates are still low, and traffic has leveled off. This market has created a few new trends: buyers are looking for outdoor space, multiple home offices (since many workers won’t be going back to their corporate office anytime soon), home school areas, storage space and a dedicated “Zoom” room. What a great opportunity for builders to incorporate these trends in their floor plans and be in the forefront with new designs. What is going on in the market now and what do we see going forward? Predictions are there will not be a homebuying slowdown in the fall. But the mix of surging buyer demand and low inventory threaten to “choke-off ” the first-time buyers from the market. More homebuilding is needed to relieve some of the market pressures. One of the reasons that new construction home sales are up is because there are not enough existing homes for sale, especially for single family homes. Buyers are flocking to new construction homes because the low mortgage rates give them more affordability, new homes are perceived as cleaner and therefore safer from COVID risks and working remotely gives people options to live further away from big cities, where single family home prices are

often more expensive. Research supports the trend that migration is out of the cities and into the suburbs. According to Dr Lawrence Yun, NAR’s chief economist, home sales will continue to amaze and there are still plenty of buyers in the pipeline ready to enter the market. Further gains in sales are likely for the remainder of the year. A shortage of homes has proven problematic in the housing industry over the past few years but has grown worse in recent months- demand is robust but the inventory is not. Dr. Yun also gives this snapshot: Properties stayed on the market an average of 22 days (August 2020), inventory was down 18.6% (August 2020 YOY) and first- time home buyers accounted for 33% of home sales (August 2020).

To all my friends and associates at Shore: Stay well and stay safe!

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Event Recap


W hile 2020 definitely presented challenges for our Association when it comes to holding events, we’d like to share with you the events we worked to revamp to work within the social distancing and safety guidelines. We are committed to giving our members as many opportunities as we can to work their membership and connect with other members.

Economic Forecast Update


NAHB Chief Economist, Dr. Robert Dietz, Makes Economic Predictions for the Remainder of 2020


In May, SBACNJ members were provided with a Zoom presentation by Dr. Dietz to update us on the state of the economy moving forward through the rest of 2020 as a result of the COVID-19. Moderated by Adam McIndoe & Frank Swol, we were given the good, the bad, and the ugly on what to expect in the 3rd & 4th Quarters, as well as predictions for next year based on where we are today. The Association would like to thank Dr. Dietz for updating us on these important topics, as well as to the Associate Sponsors

Committee for bringing us this program. In addition, we would like to thank our moderators and the attendees. If anyone would like to view the video of the Zoom presentation, please contact us and we will provide it via dropbox.

Click Here for the Presentation

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Young Professionals Socially Distanced Happy Hours

July, August & September

Our Young Professionals continued their Happy Hours through the summer & into the fall, in a safe, socially distanced manor at several local area establishments including Marina Grille in Belmar, River Rock in Brick, and Captain’s Inn in Forked River. Needless to say, those who came out were thrilled to see one another and the Young Professionals Committee plans to continue their in-person Happy Hours going forward. BTW you don’t need to be on the committee to attend – all are welcomed, and it’s pay as you go.

Annual Golf Outing


Another Successful Golf Outing & Awards Presentation! Our Annual Golf Outing & was held on Tuesday, September 1st and was followed by an outdoor, socially distanced awards presentation. The event was amazing and the Association would like to thank our sponsors for making this day possible and everyone for coming out! CONGRATULATIONS to our Golf Winners: 1st Place – All County Exteriors 2nd Place – General Plumbing Supply 1st Place Mixed – Tile-It We would like to also congratulate Prima Corporation & Arvo Prima on being named our 2019 BEAM HOPE Sheds Award Winner during the awards presentation. Learn more about this long-time active Association member in our Builder Spotlight article.

Click here to view all the pictures by All is Sharp Photography

Continued ›

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Event Recap Continued

Builder Event


Thank you to all the builders who came out to support & thank our sponsors on September 15th for our Associate Sponsors Builder Event, which was held at the Toms River Yacht Club. It is especially important during these challenging times to recognize our sponsors who continue to support our association.



Thank you to all of our members & sponsors who came out for the Oktoberfest event which was held at the Kohler Signature Store by General Plumbing Supply in Eatontown. It was an amazing night for an outside event and small tours of the showroom were provided throughout the evening. We would like to thank our host, Kohler Signature Store by GPS for providing such an amazing venue for this event. Please check out the photos from this event provided by Joseph Sharp, All is Sharp Photography.

View Photos

All photos are available for purchase.

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FAME 2021

FAME 2021 by Stephanie Shaffery, Flair Marketing Group

Stephanie Shaffery, President Flair Marketing Group LLC

Spring has Sprung: FAME 2021!

As you can see by the design of this article, our theme this year is all about Spring: a time of rebirth and rejuvenation. We wanted to incorporate the spring feeling since our date has been pushed to May 20th. We also felt that a rebirth is quite timely given the past year’s events. We sincerely hope that you will support our FAME program so that we can continue to bring this much-loved event to the Association for years to come. For any questions about entering, sponsoring, or attending FAME, please reach out to us, or to Gina McNamara at the SBACNJ office at 732-364-2828.

Everyone who’s anyone in the building industry knows that FAME (Fabulous Achievements in Marketing Excellence) is the place to be for networking and celebrating the industry’s best and brightest in sales and marketing. While we usually look forward to attending FAME in late February or early March, we’ve moved our date to Thursday, May 20, 2021. We’re excited about this change because it gives us the flexibility to hold the awards in a safe, socially distanced manner with an open air option, at the same, familiar venue we love, South Gate Manor in Freehold. What does this mean for entries and sponsorships? We’ve changed the timeframes for these important elements of the program to work with our new date. The Call for Entries will be released by mid-November, so keep an eye out for links to that in your SBACNJ emails, MemberLinks (SBACNJ’s weekly email newsletter), and on our social media (Facebook, LinkedIn, Instagram, & Twitter). We recommend if you plan on entering your projects, have your photography done as soon as possible so you are ready when the Call for Entries is available. We’re also working on the sponsorship information and are shooting to have all our sponsors secured by December 31st. Information on how to sponsor FAME will be released around the same time as the Call for Entries.

We look forward to seeing you on May 20, 2021 at FAME!

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Builder Spotlight


I nspired by my post-college experience working for a building company in Monmouth County, I knew I wanted to be a builder. As a young man, I started off as a mason helper with my father, Vello, over 45 years ago. Later, my father and I founded Prima Corporation in 1990. The company was later joined by my wife, Beverly, and my brother, Kalju. Today, most of our success is attributed to the unwavering partnerships we have fostered through the years. One of those partnerships is with the Shore Builders Association of Central New Jersey (SBACNJ). I first joined the SBACNJ in 1992. That same year, I was named Jack Meyer Rookie of the Year. I later served as second Vice President from 1998 to 1999, first Vice President from 2000 to 2001 and President

These last 30 years were some of the best years of my life in the home building industry, and that’s why it is a true honor to receive this year’s BEAM award. “

from 2002 to 2003. Relationships were built on trust, respect and humility. Vendors and contractors became friends and partners. Deep- rooted bonds were formed. I felt free to be vulnerable with my peers. I was mentored by some of the best individuals in the building industry. I learned solid work ethics and grew as loyalties began to shine through. These last 30 years were some of the best years of my life in the home building industry,

and that’s why it is a true honor to receive this year’s BEAM award. Prior to this award, I was the recipient of multiple FAME Awards, as well as the following accolades:

1995 SBACNJ BEAM Award Recipient

1999 SBACNJ Cornerstone Award

2002 SBACNJ Builder Hall of Fame

2002 SBACNJ Big Spike of the Year

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2004 SBACNJ Big Spike of the Year

2004 SBACNJ Builder Continuous Service

2006 SBACNJ BEAM Award Recipient

2010 SBACNJ BEAM Award Recipient

2011 SBACNJ Builder of the Year

2011 NJBA Builder Hall of FAME

2012 NJBA Builder of the Year

When I first joined the Association in 1973 (we need to check the date) I knew how to build homes, but I knew very little about doing business. I was encouraged by other Builder Members to get involved in the Association through attending events and working on committees. At that point my experience went from a more social experience to an educational experience for me, Eventually, my involvement led to taking my membership to the next level by joining the Association leadership. By observing, learning, networking, and participating I was able to grow professionally, which had a positive effect on my business. My advice to new members is to use the tools the Association provides to learn, network, participate, and grow. Membership

2014 SBACNJ Builder Continuing Service

2015 SBACNJ BEAM Award Recipient

2017 NJBA Above and Beyond Community Service Award

2018 SBACNJ Community Service Award

2018 NJBA Public Service Award

I’d like to thank everyone at the SBACNJ for your continuous acknowledgement of our hard work and dedication through the years. As an SBACNJ member, I am constantly informed of all the changes and happenings involved in the building industry. As a result, the SBACNJ has been monumental to our success at Prima Corporation. Through this organization, we have cultivated special relationships that have made us stronger both professionally and personally. For that, I am forever grateful. For those considering becoming a member of the SBACNJ, know that this membership is invaluable. The SBACNJ is much more than an association, it is a group of like-minded individuals who are passionate about their time and energy into the home building industry with a singular goal to help each other build generational connections, grow and thrive.

in this Association can make your business better if you stick with it.

- Greg Pouliot, Crown Homes

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Associate Member Spotlight

Associate Member Spotlight - TILE IT & M

Steven Silverman

For over 30 years Tile It & More has been in business serving New Jersey and Eastern Pennsylvania. Our history is a testament to the dedication we have to our clients and quality of our work. The intricacies of each design and the quality of every installation is of the utmost importance to our team. Each job is completed with an attention to detail knowing that each project will last long after we complete each project. From single-family homes to multi- family units and everything in-between, we bring the professionalism and know-how to solve each projects’ unique challenges. We have selection and design abilities to provide customers plenty of options to make their projects unique and special. Regardless of material type- every customer can design a project that will feel like their own.

product and installation lead-times for their projects- there are no surprises when it comes to our business attention to detail. Trained installation supervisors survey projects prior to installations; they begin to bring the dreams of every design to life. Our required pre- and post-installation inspection procedures ensure each job will deliver as designed and stand the test of time. The reason we treat our customers like family is because at its root Tile It & More is truly a family business. Headquartered in Manalapan, NJ, Tile It, Inc. was founded by Steven Silverman in 1986 with humble beginnings from a single van. The true growth of the company occurred where Family Affair

The combination of brand name materials with our experienced installation supervision team ensures the quality of each job.

Customer First:

Our work ethic and attention to detail will always be paramount for our business.

Bulletin Board | 39 | www.shorebuilders.org electronically on our cloud-based platform – something that has made our company very nimble through the recent pandemic while being scalable for projects of any size. This enables us to communicate to customers exact Each project begins with a detail-oriented estimate to eliminate any possibility of hidden or surprise costs. Detail of designs and installation are gone over with a fine-tooth comb, a process that ultimately saves time on the backend. All estimates, order processing, and procurement at Tile It is completed


the “More” in Tile It & More started to take hold. During this time the company began expanding our services from tile only to also include hardwood, carpeting, and resilient flooring. Three decades worth of hard work and entrepreneurial spirit as well as the support of friends and family helped grow Tile It & More to what it is today with a second generation of family driving our bright future. “Our commitment to quality is unwavering, we have always done the right thing and always stand behind our work,” - Steven Silverman That commitment has allowed us to open a second facility in Hatfield, Pennsylvania to further expand our business for customers in Pennsylvania and beyond.

We look forward to our bright future; continuing to serve our customers and always being ready to become every new customers’ “partner of choice”.

Our commitment to quality is unwavering, we have always done the right thing and always stand behind our work

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XXXX Article by XXXX

You need attorneys with in-depth knowledge and experience with the complex issues facing the building industry.


You need attorneys who provide high quality legal services.

You want attorneys who listen to you.

You want attorneys who understand your work and the challenges you face.

Environmental, Real Estate, Land Use and Planned Real Estate Development practices please contact: Michael J. Gross, Esq. John A. Giunco, Esq. Michael A. Bruno, Esq. J. Scott Anderson, Esq. Marc D. Policastro, Esq. Paul H. Schneider, Esq. Steven M. Dalton, Esq. Laurence I. Rothstein, Esq.

You want attorneys who are responsive and attentive.

You want attorneys who frequently work with governmental regulatory agencies on applications and approvals and anticipate future legislation that could a ect your projects.

You want attorneys who take that extra step to ensure that you are satis ed.

Michael J. Vitiello, Esq. Tara Phelan Carver, Esq. Timothy J. DeHaut, Esq. Steven P. Gouin, Esq. Todd D. Greene, Esq. C. Justin McCarthy, Esq. John A. Sarto, Esq. Louis J. Seminski, Esq. A yfa H. Ellington, Esq.

You want attorneys who provide exceptional value for the fees you pay.

(732) 741 -3900 info@ghclaw.com

www.ghclaw.com www.njenvironmentlaw.com

Bulletin Board | 42 | www.shorebuilders.org Bulletin Board | 40 | .sh rebuilders. rg


Legal/Legislative by Michael J. Gross, Esq., Steven M. Dalton, Esq. and Linda M. Lee, Esq. Mr. Gross is a Partner & Chair, Mr. Dalton is a Partner, and Ms. Lee is an Associate of Giordano, Halleran & Ciesla, P.C.’s Environmental Practice Group


Board. The amended rules will replace the existing nonstructural stormwater management strategies provisions with specific green infrastructure BMPs to address stormwater quality and quantity. Some municipalities have adopted ordinances to conform and immediately implement stormwater provisions to the DEP amended regulations, notwithstanding the deferred effective date implemented by DEP. If a DEP approval is being sought for a project with a stormwater management system that does not incorporate green infrastructure, local ordinance requirements should be carefully reviewed, and immediate action should be taken to ensure sufficient time to obtain a completeness determination or approval from DEP prior to March 2, 2021. CONDOMINIUM ASSOCIATIONS / STANDING Historic landmark buildings were used for the development of condominiums. The unit- owner controlled board of trustees retained consultants to perform an investigation regarding the condition of the condominium buildings’ common elements. The consultants determined that water was seeping into the buildings through windows, and opined that the windows were improperly installed or were defectively designed and manufactured. The condominium association brought suit f or relief based on the alleged negligence in the design, repair, and construction of the buildings. Rialto-Capitol Condo. Ass’n v. Baldwin Assets Assocs., et al.

Bulletin Board | 43 | www.shorebuilders.org A discussion of the rule proposal can be found in the 2018 – Volume 4 edition of the Bulletin The registration period of the Permit Extension Act of 2020 (“PEA”) closed October 8, 2020. The PEA, signed into law on July 1, 2020, extended the terms of certain governmental permits, approvals, and deadlines for the duration of the “COVID-19 Extension Period,” contingent on the holder of the permit or approval registering the affected permit or approval with the issuing state agency. The New Jersey Department of Environmental Protection (“DEP”) is now required to publish a list of those permits that were registered under the Extension Period, which began on March 9, 2020 and will continue until the end of the COVID-19 public health emergency. Persons who registered approvals should review DEP’s forthcoming notice to confirm the subject approvals were included in the notice and qualify for extension. DEP adopted its Green Infrastructure Stormwater Rule on March 2, 2020 with a one year delayed effective date. The March 2, 2021 effective date is fast approaching. Major development projects requiring stormwater review must either design to meet the new Green Infrastructure provisions of the rules, or take immediate action to secure vested rights under the current version of the Stormwater Rules prior to March 2, 2021. STORMWATER GREEN INFRASTRUCTURE RULE EFFECTIVE DATE LOOMING

Michael J. Gross

Steve Dalton

Linda M. Lee

The Appellate Division affirmed the trial court’s dismissal of the association’s claims related to the windows based on lack of standing. The court found that under the master deed, windows were unambiguously considered a part of a unit, and therefore, only the unit owners of the particular windows at issue had standing to sue for unit damages arising from the design or defect of the windows or their installation. However, the court found an exception that provided the association with limited standing. The historic preservation easement protected “all surfaces that are of historic significance,” and the exterior appearance of the windows was a surface that was subject to the easement. The association was bound by the easement, and thus, it had standing to sue a wrongdoer to ensure it remained compliant with its easement obligations. In addition, the court disagreed with the trial court’s finding that the association could only pursue a claim for damages to common elements against unit owners whose windows caused the damage. The court recognized that if the association asserted a claim against unit owners, the owners could then commence third-party actions, however, it determined that the association had a fiduciary duty to unit owners to seek relief for them and not from them. Based on this decision, builders should be aware they may, in certain limited circumstances, have exposure to claims from both unit owners and associations notwithstanding that the claims relate to damage to a unit, and not common elements, when the damaged building element is within the purview of an association’s easement rights and obligations. JACKSON SOIL IMPORT/REMOVAL ORDINANCE NJBA and SBA filed suit challenging an ordinance adopted on April 28, 2020 by Jackson Township which requires a permit

Bulletin Board | 44 | www.shorebuilders.org For new developments, the listings must be posted on the HRC, on or before the earlier of: (1) at least 60 days prior to conducting Effective November 1, 2020, affordable housing units in the State must be affirmatively marketed online through the New Jersey Housing Resource Center (“HRC”). This change was made pursuant to Senate Bill 2527, which supplemented the Fair Housing Act (“FHA”). The current rules that implement the FHA require a developer or an administrative agent of the affordable units to affirmatively market their units through advertising in a newspaper and radio or television, but it does not explicitly require any digital marketing. N.J.A.C. 5:80-26.15. The new legislation is intended to facilitate a more effective and streamlined search for affordable housing in New Jersey while still maintaining the existing marketing requirements. to be obtained for certain quantities of soil fill or excavated soil. The Ordinance is problematic for various reasons, including a lack of standards and unchecked discretion of Township officials in rendering permit decisions, the likelihood of inconsistent decision making, and excessive fees and bonding requirements. Several developers have also filed suit and the litigation remains pending. NJBA and SBA are represented by Giordano, Halleran & Ciesla. Jackson’s ordinance was based on a “model” published by DEP. In response to outreach by NJBA and environmental counsel, Giordano, Halleran & Ciesla, DEP published an updated model ordinance with several changes recommend by NJBA including among others: provisions to incorporate the permit as part of other project approvals from a Zoning and/ or Planning Board; limited timeframes for application review (30 days); exemption of class B recycling facilities; and provisions making a soil permit valid for the duration of the project. AFFORDABLE HOUSING – AFFIRMATIVE MARKETING

a lottery of the applicants; or (2) within 1 day following when the owner, developer, property manager, or other administrative entity provides any information regarding how to apply for units to prospective applicants or solicits any applications from potential applicants through any other means. For existing developments, listings regarding vacancies and waitlist openings for the affordable units must be posted on the HRC within 1 day of accepting applications. Each posting must include, at minimum: the expected date that the affordable housing units are to be completed or become available; the date of the lottery, if applicable; the number of affordable housing units; an accounting of how many of the affordable housing units will be available to very low-, low-, and moderate- income households; and each bedroom size that will be available. Evidence of the required listing on the HRC must be submitted to the municipality, and ultimately, the municipality is responsible for ensuring compliance with these affirmative marketing requirements. This legislation supplements the existing affirmative marketing requirements for affordable housing units and creates a more centralized location for people to search for affordable housing. Builders should be aware of this new marketing requirement and ensure compliance with the FHA. C-1WATERBODY APPEALS PENDING Effective April 6, 2020, the DEP adopted rule amendments to the Surface Water Quality Standards, N.J.A.C. 7:9B. The amendments upgraded the designation of approximately 600 miles of rivers and streams to “Category One” (“C-1”) waterways. EP identified 14 counties and 67 municipalities “potentially affected” by the C1 upgrades.

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